I have a client—let’s call him Andre—who works hard all year at a demanding job. He could really use a vacation. But every year, he does the same thing. For one week in the middle of July, he goes to the same waterfront hotel about an hour’s drive from his home. He leaves the rest of his vacation time on the table. After many years of doing this, he’s let months and months of vacation time slip away.

Andre would love to travel more—to get away from the New England winter, to visit friends in his home country in Eastern Europe—but his worries won’t let him.

Andre’s predicament is surprisingly common. For him, the primary worry is “What if I get sick?” He justifies going to the hotel because if he were to get sick, his wife could easily drive him home to their local hospital.

You might worry about getting lost, contracting a foreign disease, or falling victim to a bombing or terrorist attack. You might be wary of being in an unfamiliar place with an unfamiliar language. Or it might just be a free-floating anxiety that something bad will happen. Frogs, locusts, and boils, anyone?

But no matter what, from leaving your passport in a taxi to leaving your undercooked lunch in a hastily-found restroom, we’ve got you covered like comprehensive trip insurance. Check out these 4 fears and what to do about them.

 

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