To participate in today’s global economy, ordinary people must accept an asymmetrical bargain: their lives are transparent to states, banks and corporations, whereas the behavior and inner workings of the powerful actors are kept hidden. The boundaries between the consumer and the citizen have irreversibly blurred. Harvard University social scientist Shoshana Zuboff has called this one-sided, extractive interaction “surveillance capitalism,” and it is a major structural issue. The very institutions whose charter is brokering social trust—banks and governments—have in many parts of the world spectacularly failed to do so, especially during the lifetimes of those younger than 35.